Why We Need Renter's Insurance

Denver has had some crazy weather over the last week. Tuesday and Wednesday were filled with pouring rain and snow in Littleton where Miranda works; and Saturday and Sunday were beautiful and sunny, getting up into the 80s. On Wednesday morning we had the good fortune to wake up to this...

This is a picture of our basement slowly welcoming in water during the rainstorm.

This is actually the second time this has happened. The first time it happened was when 3 months worth of snow decided to melt in one weekend. Basically our window well fills up with water because our rain gutter directs all of the water into a huge swamp outside our back door. The yard is nicely slanted enough to keep the water from running off anywhere else. Once the water gets inside, the drain that is convex to the rest of the floor can't seem to suck any of the water down into it (hmmm...) so we get to
1. Bail water out of the window well until it is low enough to stop leaking
2. push water out of the corners and up a slope toward the drain.

Luckily both times this has happened we've caught it before any damage was done. I think we'll go check out some insurance quotes now.